The finance industry has set an expectation

of poor customer service, limited choice, and exclusion.


We’re changing the landscape

because businesses and consumers should expect more. By combining extensive experience in banking, payments, and e-commerce, we give businesses and individuals flexible finance options that fit.


This is how we help retailers

  • We help businesses grow by offering finance for smaller baskets sizes to better align with typical basket sizes.
  • We provide finance that fits so retailers can expand their reach to new markets.
  • We simplify lending with real time decisions at the POS in a single online session.
  • We make it easy to offer finance with our straightforward integration.

This is how we help customers

  • We help people by giving a choice of finance terms and payment deferment so payments can fit their budget.
  • We approve loans for those who are just starting out to those starting over and anyone in between.

Joost Schuijff


Joost is a leader in global payment processing.

Joost has been the CEO and Founder of Europe’s fastest growing Technology company 2002 and 2003 (Deloitte Touche Fast 500 competition).

Joost’s expertise is unrivalled in online payment systems, connecting over 30 financial institutions to hundreds of online merchants including Expedia, Dell and Yahoo International.

Julia Throop

Managing Director

Julia has over 20 years working in banking and financial services working in both Europe and North America.

Julia brings a wealth of experience from working in finance, data and technology.

From award winning Top Tech 100 start-ups to Fortune 500 companies, she has developed first-to-market e-commerce solutions in the financial services sector.

Simon Dawson

IT Director

Simon has over 15 years IT experience working for brands such as IBM, Ford, Jaguar and

He has a track record of building high performing teams that design and deliver innovative products for customers through lean processes and methodologies that empower teams to deliver to markets quicker.